Increase Your Overall Wealth

  1. Unleash the equity “trapped” in your Co-op unit.
  2. Increase the dollar value of your unit by as much as 300%.
  3. Make your unit more attractive and valuable to potential buyers.
  4. Take advantage of historically low mortgage rates to reduce your monthly costs.
  5. Increase your ability to borrow against the equity in your home
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No Risk Program

  1. NO up front conversion fees.
  2. NO payment to ROA Hutton until the conversion is complete.
  3. NO obligation or cost to the cooperative corporation or the shareholders during the conversion process
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The Conversion Process... We Handle Every Detail!


The Process of Exchanging

Co-op

Condo

Shares in Co-op Deed to Condo Unit
Pro-rata Share of Underlying Co-op Debt Individual Mortgage
Common Interest Ownership in "Co-op" Common Interest Ownership in "Condo"

Shareholder Education Sessions

In order for conversion to a condominium to occur, the Shareholders must vote to permit the Board of Directors to pursue the dissolution and restructuring of the Corporation. Prior to the vote, ROA Hutton, with the approval of the Board of Directors of the cooperative, will schedule a series of educational meetings for you in order to inform you of the benefits, advantages and costs of the conversion and other issues which may affect your vote. The information presented in this web site is made available to help you make an informed vote between remaining a cooperative or converting to a condominium.

The Vote

Notices and a Proxy/Ballot for the vote will be distributed to all the Shareholders calling for a Special Meeting. The Shareholder will be asked to vote on a resolution that allows the Board of Directors to pursue dissolving the Corporation and replacing the cooperative with a condominium. All Shareholders are strongly urged to complete the Proxy/Ballot prior to the meeting date, even if you intend to be present at the meeting. This will assure that your voice is heard and your vote is counted.

New Condominium Regime Created

Assuming the Shareholder votes "Yes" to allow the Board to pursue dissolution, ROA Hutton, with the participation of your Board, will prepare all the required documents including the master deed, bylaws, rules and regulations and other material necessary to form the new condominium. These documents will be filed with the appropriate authorities.

Loan Applications

Shareholders will be encouraged to complete loan applications if needed for their individual portion of the debt now owed by the cooperative as well as their own existing share loan. Assuming the shareholder votes "Yes" to allow the Board to pursue dissolution, we will send out loan applications. Each shareholder will be able to schedule a time to meet with an ROA representatives who will assist in completing their loan applications. The applications will be taken on-site. Flexible dates and times will be made available that  each shareholder is personally accommodated.

Closing

Settlement occurs once all loans have been approved and a closing date has been selected. The shareholders will close their loans in an escrow or simultaneous closing over a two or three day period. Attorneys will conduct the closings and staff will be available to answer any individual questions one-on-one. Immediately following closing, shareholders' new deeds and mortgages will be recorded.

Marketing

Post-conversion marketing is conducted after the building has converted to a condominium. The purpose of this marketing plan will be to maximize the value of all units in the building by re-introducing the building/complex as a condominium to the real estate community and through limited regulation of the marketing of units as volume and selling prices for a certain period of time.


Click here to Contact Us any time with questions concerning your conversion.

Toll Free: 800-259-7595 | Fax: 800-507-5841